Privacy Policy

Rev. 07/2022


FACTS WHAT DO PAYCHECK ADVANCE COMPANIES DO WITH YOUR PERSONAL INFORMATION?
WHY? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.
*Please read this notice carefully to understand what we do.
WHAT? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Checking account information
  • Transaction history and income
  • Credit history and assets
HOW? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons the Paycheck Advance Companies choose to share; and whether you can limit this sharing.

Reasons we can share your personal information Do the PCA companies share? Can you limit this Sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), YES NO
For our marketing purposes- to offer our products and services to you YES NO
For joint marketing with other financial companies YES NO
For our affiliates’ everyday business purposes- information about your transactions and experiences YES NO
For our affiliates’ everyday business purposes- information about your creditworthiness YES YES
For our affiliates to market to you YES YES
For non-affiliates to market to you YES YES

To limit Our Sharing


With Questions
  • Call 1(800) 978-8304
Please note:
   If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice.
When you are no longer a customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.
Who are we?   *Who is providing this notice?
Payday advance providers, creditors, and financial service providers operating under the PayCheck Advance name as set forth below.

WHAT DO WE DO?


How does Paycheck Advance protect my personal information? To Protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings
How does PCA collect my personal information?




Why can’t I limit all sharing?




What happens when I limit sharing for an account I hold jointly with someone else? information?		 We collect your personal information, for example, when you
  • Apply for a loan
  • Show us your government issued ID
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
Sharing for non-affiliates to market to you

*See below for more on your rights under state law.*

Your choices will apply to everyone on your account

DEFINITIONS


Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • Our affiliates include financial companies operation under the Paycheck Advance
Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Non-affiliates we share with can include lenders; banks; collection agencies; check-cashers; tax preparers; brokers; pawnbrokers; rent-to-own, mortgage and insurance companies; and retailers.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include lenders; banks; tax preparers; brokers; pawnbrokers; mortgage companies; and retailers.

Other Important State Information
      *****This notice is provided by Paycheck Advance and its affiliates. ****

*Nevada Customers: We are providing you this notice pursuant to state law. If you would like more information about this notice call us at our toll free number or email address included in this notice or the Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Street, Suite 3900, Las Vegas, NV 89101; Phone number – 702.486.3132; e-mail: BCPINFO@ag.state.nv.us.
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